654 N Senate Avenue

Indianapolis, IN
$ 659,000 Beds 3 Baths 3.5 Sq 3,776
Monthly Estimate* How much can I afford?

Discover an exceptional downtown single-family residence ON THE CANAL/CULTURAL TRAIL/COLTS PLAYGROUND/GORGEOUS DOWNTOWN VIEWS OF INDIANAPOLIS SKYLINE in immaculate condition at 654 N Senate Ave. Boasting 3,776 square feet of refined living space, with MAIN FLOOR PRIMARY BEDROOM SUITE! You can BIKE to all downtown medical campuses! Property sits right on the amazing CULTURAL TRAIL, wonderful for biking, walking, running, pushing strollers, for an active yet leisurely lifestyle. Includes adorable courtyard, think 30-A Gulf Coast Florida, with beautiful brick FOUNTAIN water feature flanked by two large brick gas fire features to gather around, along with endless lawn to play for sophisticated city living. WALK to famous STUTZ Building around corner for neighborhood fav's, Cafe Patachou, Amelia's Bread, and Julieta Taco Shop! The heart of this home is an open-plan GOURMET kitchen with natural stone granite countertops, painted white cabinetry, recessed lighting, open to a spacious dining area, and seamlessly integrated with an amazing TWO-STORY GREAT ROOM WITH ENDLESS WINDOWS AND NATURAL LIGHT, and a gorgeous two-story gas fireplace with hardwood mantel and natural stone Quartzite surround. Extra high ceilings throughout main floor. Retreat to one of the three large bedroom suites, including a MAIN FLOOR PRIMARY BEDROOM SUITE with WALK IN CLOSET and elegant EN-SUITE LUXURY SPA BATH, walk in shower/separate soaking tub with jets. Do not miss the 2nd level SUNROOM/OFFICE, with amazing 2nd story views of Canal/Colts Playground. For more outdoor enjoyment and city views, an extra large ROOFTOP DECK offers a unique space for relaxation or social gatherings. Additional conveniences include main floor laundry, attached two-car garage, full finished lower level (with additional study/4th bedroom.) We invite you to explore the sophisticated charm and practical elegance of this home to imagine your own elevated urban lifestyle!

Active

  • Price
  • $ 659,000
  • City
  • Indianapolis
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • MARION
  • Half Bathrooms
  • 1
  • Area
  • Center
  • Lot Size
  • 0.1 Acres
  • Zip
  • 46202
  • Sqr Footage
  • 3,776
  • Year Built
  • 2005
  • Taxes
  • $ 18402
  • Style
  • Contemporary
  • MLS#
  • 22121565
Listed By: Matt King with F.C. Tucker Company;
Data Source: MIBOR Broker Listing Cooperative

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Cable Available
Possession Closing
Appliances Gas Cooktop,Dishwasher,Dryer,Disposal,Microwave,Oven,Refrigerator,Washer,Gas Water Heater,Water Purifier,Water Softener Owned,Down Draft
HOA Fee 300
Garage Spaces 2
Association Fee Includes Association Home Owners,Lawncare,Maintenance,Management,Snow Removal
Patio/Porch Features Deck
Architectural Style Contemporary
Security Features Smoke Detector(s)
Construction Materials Wood Siding
Year Built 2005
Township Center
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Water View
Assoc Fee Paid Per Monthly
County Marion
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Watermark
Garage Y/N Yes
Total Rooms 10
Full Baths 3
Status Active
Directions GPS Friendly
City Indianapolis
High School District Indianapolis Public Schools
MLS Area 4910 - Marion - Center
Lot Size Square Feet 4466
Property Attached Y/N No
Standard Status Active
Tax Lot 491102250039007101
Legal Description Watermark II L7

Interior Features

Interior Amenities Built-in Features,High Ceilings,Walk-In Closet(s),Wood Work Painted,Paddle Fan,Bath Sinks Double Main,Hi-Speed Internet Availbl,Wired for Data,Kitchen Island,Pantry
Basement Ceiling - 9+ feet,Finished,Full
Total Fireplaces 1
Fireplace Features Gas Log,Living Room,Masonry
Basement (Y/N) Yes
Half Baths 1
Laundry Features Main Level,Laundry Room
Total Bedrooms 3
Below Grade Finished Area 1152
Main Level Bedrooms 1
LivingAreaSource Assessor
Total Baths 4

Exterior Features

Exterior Amenities Fire Pit,Water Feature Fountain,Balcony
Parking Features Attached
Lot Features Corner Lot,Gated Community,On Trail
Water Source Public
Foundation Details Concrete Perimeter,Full
Building Area Total 3776
Lot Size Acres 0.1
Waterfront Y/N Yes
Other Equipment Security System Owned,Smoke Alarm,Sump Pump
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbus, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/22/2026 Listed $699,000
9/21/2026 6% - $659,000

Property vs Zip Code Average in 46202

Price
AVG $520K
$660K
Taxes
AVG $6,359
$18,402
Year Built
AVG 1967
2005
Visits
AVG 68
33
Data Provided by Inside Real Estate®

654 N Senate Avenue Indianapolis, IN is a Single Family Home for sale at $659000 with 3776 sqft and a lot size of 0.1 Acres Acre(s). 654 N Senate Avenue Indianapolis has 3 bedrooms, 3 baths and was built in 2005. The property's zip code is 46202 which is in Indianapolis, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.