469 Shade Street

Carmel, IN
$ 387,717 Beds 2 Baths 2.5 Sq 1,876
Monthly Estimate* How much can I afford?

At 469 Shade, the first floor features a versatile flex space perfect for a home office or creative studio. On the second floor, a bright, open-concept kitchen, dining, and living area connects seamlessly for morning coffee or evening relaxation, while a powder bath adds convenience for guests. The third floor is designed for comfort, offering an owner's suite with a walk-in closet and spa-like bath, along with an additional bedroom, full bath, and laundry closet. Located in Flora at Carmel, this home offers a coveted address near the Monon Trail, Midtown Plaza, and the Carmel Arts & Design District, where dining, shopping, and local charm come together in one vibrant community.

Active

  • Price
  • $ 387,717
  • City
  • Carmel
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Clay
  • Lot Size
  • 0.03 Acres
  • Zip
  • 46290
  • Sqr Footage
  • 1,876
  • Year Built
  • 2026
  • Style
  • Contemporary
  • MLS#
  • 22106808
Listed By: Denise Potter with Onyx and East, LLC;
Data Source: MIBOR Broker Listing Cooperative

Features

General

Heating High Efficiency (90%+ AFUE )
Cooling Central Air
Possession Closing
Appliances Dishwasher,Electric Water Heater,ENERGY STAR Qualified Appliances,Disposal,Microwave,Gas Oven,Range Hood
HOA Fee 160
Garage Spaces 2
Association Fee Includes Entrance Common,Insurance,Irrigation,Lawncare,Maintenance,Nature Area,Management,Snow Removal
Patio/Porch Features Covered,Deck
Architectural Style Contemporary
Construction Materials Brick,Cement Siding
Year Built 2026
Township Clay
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Community Features Curbs,Lake,Sidewalks,Other
Assoc Fee Paid Per Monthly
County Hamilton
New Construction Yes
Property Type Residential
Association Amenities Insurance,Maintenance,Management,Snow Removal
HOA Yes
Subdivision Name Flora on Spring Mill
Garage Y/N Yes
Total Rooms 6
Full Baths 2
Status Active
Directions GPS Friendly
High School Carmel High School
City Carmel
High School District Carmel Clay Schools
MLS Area 2910 - Hamilton - Clay
Lot Size Square Feet 1307
Property Attached Y/N Yes
Builder Name Onyx+East
Standard Status Active
Tax Lot 61
Legal Description Acreage .03,Section 10,Township 17,Range 3,Flora On Spring Mill,Lot 61

Interior Features

Interior Amenities High Ceilings,Kitchen Island,Entrance Foyer,Hi-Speed Internet Availbl,Pantry,Smart Thermostat,Walk-In Closet(s),Wood Work Painted
Basement (Y/N) No
Half Baths 1
Total Bedrooms 2
LivingAreaSource Builder
Total Baths 3

Exterior Features

Parking Features Attached,Guest
Water Source Public
Foundation Details Poured Concrete
Building Area Total 1876
Lot Size Acres 0.03
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbus, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Carmel High School

Price History

6/9/2026 Listed $379,900

Property vs Zip Code Average in 46290

Price
AVG $1.08M
$390K
Year Built
AVG 2016
2026
Visits
AVG 165
140
Data Provided by Inside Real Estate®

469 Shade Street Carmel, IN is a Single Family Home for sale at $387717 with 1876 sqft and a lot size of 0.03 Acres Acre(s). 469 Shade Street Carmel has 2 bedrooms, 2 baths and was built in 2026. The property's zip code is 46290 which is in Carmel, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.