1238 Cottage Avenue

Indianapolis, IN
$ 209,900 Beds 2 Baths 2 Sq 1,234
Monthly Estimate* How much can I afford?

Welcome home to this updated Indianapolis bungalow where timeless character meets everyday comfort. Nestled just minutes from Fountain Square and downtown, this 2-bedroom, 2-full-bath home offers the perfect blend of charm, flexibility, and convenience. Step onto the inviting covered front porch and into a bright living space, with a main-level bedroom suite and a full second bath with a second bedroom upstairs. The detached garage, private backyard, and rear deck create ideal spaces for entertaining, relaxing, or enjoying quiet evenings outdoors. Whether you're a first-time buyer, downsizing, or seeking a turnkey investment property, this home delivers location, lifestyle, and value. The house is currently tenant-occupied on a month-to-month lease at $1,450 per month.

Active

  • Price
  • $ 209,900
  • City
  • Indianapolis
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • MARION
  • Half Bathrooms
  • 0
  • Area
  • Center
  • Lot Size
  • 0.09 Acres
  • Zip
  • 46203
  • Sqr Footage
  • 1,234
  • Year Built
  • 1900
  • Taxes
  • $ 3094
  • Style
  • Traditional
  • MLS#
  • 22101362
Listed By: Todd Carpenter with Eddy Properties, LLC;
Data Source: MIBOR Broker Listing Cooperative

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Possession Closing
Appliances Dishwasher,Electric Oven,Refrigerator,Electric Water Heater
Garage Spaces 1
Architectural Style Traditional
Construction Materials Cedar,Vinyl Siding
Year Built 1900
Township Center
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2024
County Marion
New Construction No
Property Type Residential
HOA No
Subdivision Name Wm S Hubbards Sub Hubbard
Garage Y/N Yes
Total Rooms 7
Full Baths 2
Status Active
Directions GPS Friendly
City Indianapolis
High School District Indianapolis Public Schools
MLS Area 4910 - Marion - Center
Lot Size Square Feet 3703
Property Attached Y/N No
Standard Status Active
Tax Lot 49-10-18-163-003.000-101
Legal Description Wm S Hubbards Sub Hubbard Martindale &Mccarty S E Add L4 B8

Interior Features

Interior Amenities Wood Work Painted,Breakfast Bar
Basement (Y/N) Yes
Total Bedrooms 2
Main Level Bedrooms 1
LivingAreaSource Assessor
Total Baths 2

Exterior Features

Parking Features Detached
Water Source Public
Foundation Details Block,Crawl Space
Building Area Total 1234
Lot Size Acres 0.09
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbus, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/18/2026 Listed $225,000
6/21/2026 1% - $224,500
7/23/2026 3% - $219,900
9/11/2026 5% - $209,900

Property vs Zip Code Average in 46203

Price
AVG $270K
$210K
Taxes
AVG $3,233
$3,094
Year Built
AVG 1947
1900
Visits
AVG 100
167
Data Provided by Inside Real Estate®

1238 Cottage Avenue Indianapolis, IN is a Single Family Home for sale at $209900 with 1234 sqft and a lot size of 0.09 Acres Acre(s). 1238 Cottage Avenue Indianapolis has 2 bedrooms, 2 baths and was built in 1900. The property's zip code is 46203 which is in Indianapolis, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.