681 Hancock School Road

Spencer, IN
$ 394,900 Beds 2 Baths 2 Sq 2,130 Virtual Tour
Monthly Estimate* How much can I afford?

Some properties simply offer a home. Others offer a place to truly settle in & enjoy the surroundings. Minutes from Spencer, this 2-bdrm, 2-bath property delivers 2,130 sqft of living space tucked into a peaceful, park-like setting. Step onto the deck & look out over the stocked pond, complete with two aerators, then choose your favorite spot among the multiple seating areas or gather around the fire pit as the day winds down. Fruit trees & bushes add to the garden area, while a chicken coop brings even more possibilities for country living. Four dog kennels & several outbuildings provide practical space. Inside, the kitchen is sure to make an impression with custom-built cabinetry, granite countertops, large island, & walk-in pantry. Main level offers a comfortable mix of living & everyday spaces, including a bedroom, full bath, laundry room, family room, & living room. Welcoming front porch adds yet another place to slow down & enjoy the quiet setting. Upstairs, 19x17 primary suite creates a private retreat. Walk-in closet provides plenty of storage, while en-suite bath features relaxing soaking tub & dual-sink vanity. Detached 2-car garage w/ lean-to adds even more versatility. With its combination of character, charm, thoughtful interior features, & exceptional outdoor amenities, this property offers much more than just a place to live.

Active

  • Price
  • $ 394,900
  • City
  • Spencer
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • OWEN
  • Half Bathrooms
  • 0
  • Area
  • Washington
  • Lot Size
  • 4.57 Acres
  • Zip
  • 47460
  • Sqr Footage
  • 2,130
  • Year Built
  • 1955
  • Taxes
  • $ 1290
  • Style
  • Traditional
  • MLS#
  • 22096949
Listed By: Samantha Carver with HOME TEAM Properties;
Data Source: MIBOR Broker Listing Cooperative

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Electricity Connected,Natural Gas Connected,Septic System,Water Connected
Possession Negotiable
Appliances Gas Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Oven,Refrigerator,Free-Standing Freezer,Washer,Water Purifier,Water Softener Owned
Garage Spaces 2
Patio/Porch Features Covered,Deck,Patio
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1955
Electric 200+ Amp Service
View Pond
Township Washington
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Pond
County Owen
New Construction No
Property Type Residential
HOA No
Subdivision Name Westwood
Garage Y/N Yes
Total Rooms 6
Full Baths 2
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 198851
Elementary School Spencer Elementary School
Property Attached Y/N No
Current Financing Conventional,FHA,VA
Middle/Junior High School Owen Valley Middle School
Standard Status Active
Tax Lot 601126200300000027
Legal Description Pt Nw Nw S26 T10 R4 4.565A

Interior Features

Interior Amenities Attic Access,Kitchen Island,Eat-in Kitchen,Pantry,Walk-In Closet(s)
Basement (Y/N) No
Laundry Features Main Level
Total Bedrooms 2
Main Level Bedrooms 1
LivingAreaSource Assessor
Total Baths 2

Exterior Features

Exterior Amenities Barn Mini,Fire Pit,Storage Shed
Fencing Fence Complete
Parking Features Detached,Gravel
Lot Features Rural - Subdivision,Wooded
Water Source Public
Foundation Details Crawl Space
Spa No
Building Area Total 2130
Lot Size Acres 4.57
Waterfront Y/N Yes
Other Equipment Generator,Sump Pump
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbus, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Spencer Elementary School
Middle School Owen Valley Middle School
High School Owen Valley Community High School

Price History

4/27/2026 Listed $399,900
8/4/2026 2% - $394,900

Property vs Zip Code Average in 47460

Price
AVG $370K
$390K
Taxes
AVG $1,606
$1,290
Year Built
AVG 1980
1955
Visits
AVG 91
131
Data Provided by Inside Real Estate®

681 Hancock School Road Spencer, IN is a Single Family Home for sale at $394900 with 2130 sqft and a lot size of 4.57 Acres Acre(s). 681 Hancock School Road Spencer has 2 bedrooms, 2 baths and was built in 1955. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.